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| The historical performance of the DJIA since its inception has been
generally positive over time. However, the DJIA has experienced times
where the index has performed negatively during difficult economic
periods, including, at times, sharp declines in response to political,
financial or other developments. For more information, see
www.djindexes.com. |
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| Learn more about the competitive advantages for your Bank by participating in our FREE Web Cast scheduled on 2/9/12 or 2/14/12. Space is limited. To register, call (800) 262-4422 |
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