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Investor Benefits

Market-linked CDs designed for investors of all age demographics who are seeking safety and peace of mind with principal and interest guaranteed by the issuing bank, if held to maturity. Market-Linked CDs offer several unique benefits for investors.

  • 100% principal protection - if held to maturity.
  • Affordable - minimum deposit of $1,000
  • FDIC insured - up to applicable limits
  • No direct market risk - unlike risk associated with owning stocks, bonds or mutual funds.
  • Liquidity - Although designed as buy and hold deposit, annual early withdrawal options and death options are available subject to notice and pricing procedures defined in the Market-Linked CD's Disclosure Statement.
  • No customer commissions - 100% of deposit is invested immediately.
  • Great for tax-deferred accounts - such as Traditional IRAs, Roth IRAs, SEP Simple IRAs,     401(k)s, college savings plans, not-for profit organizations and others.

Investor Benefits

Learn more

Download our "Guide to Understanding Market-Linked Certificates of Deposit."